Posts Tagged Auto
What to look for in your auto insurance policy
Posted by in Uncategorized on January 26, 2010
Connect by Hertz Introduces London’s Lowest Cost Electric Club Car to Camden
Connect by Hertz, the global car sharing club from Hertz, has placed the UK’s lowest cost electric club car in the London Borough of Camden. A Citroën C1 evie, which runs entirely on renewable energy provided by the charging point, and is produced by the Britain-based Electric Car Corporation, will be placed on-street at Lincolns Inn Fields for just GBP3.00 per hour to drive.
Read more on PR Newswire via Yahoo! Finance
Little ones, big bills: The $200,000 conversation parents need to have
Car seats. Childproof locks. Sunblock. You would do anything to protect your children. But what happens if you are not around to take care of them? The TD Insurance Parents and Finances survey shows that while 42% of Canadian parents believe it will cost more than $200,000 to raise a child to the age of 18, the majority of parents with life insurance do not believe they have enough insurance to …
Read more on CNW Group via Yahoo! Finance
What to look for in your auto insurance policy
(ARA) – More than 186 million cars are on the road in the United States, according to The Insurance Information Institute. Most states require drivers to purchase auto liability insurance before they can legally drive a car.
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Benefits of Basic Auto Liability Insurance Policy from Car Insurance Company
Posted by in Uncategorized on January 15, 2010
Basic auto liability insurance policies consist of two types of benefits or coverage. They are coverage for bodily injury and property damage. Bodily injury liability insurance provides protection from various claims and court cases that are filed against insured persons, in case the insured person is the cause of injury or death of another person. This type of basic auto insurance coverage pays costs for the affected person or his relatives for the pain, suffering, and other hardships, and also for economic damages. This auto liability insurance coverage is optional, as it can be selected if a person needs it.
In property damage auto liability insurance coverage, insured persons are protected from claims and court cases for the damage of property of another person as a result of accident. Property generally refers to the vehicle of another person. However, damage to lamp posts, fences, telephone poles, and buildings is also considered in property liability.
Basic low cost auto liability insurance policies are affordable and simple. Once a policy is selected, a “Limitation on Lawsuit” option is obtained along with the policies. There are certain limitations on the lawsuit option. Legal action can be taken only if death occurs or the person is seriously injured with any one of the conditions such as displaced fracture, dismemberment, major disfigurement or scarring, loss of fetus, and also for other permanent injuries in which body parts cannot function normally.
General online low cost car liability quotes are risky and provide very less or sometimes even no protection for bodily injury. Two-wheel motorized vehicles and commercial autos are commonly insured using these basic auto liability insurance quotes. Local auto insurance companies provides detailed information on types of auto liability insurance coverages, car auto insurance company ratings and more.
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Auto Insurance Loss of Use: Is it Part of Automobile Policy?
Posted by in Uncategorized on January 13, 2010
One of the things that the consumers may not really contemplate, but do expect, is that their auto insurance will cover the cost of a replacement car when their automobile is being replaced. Many auto insurance policies actually do not provide for this automatically. If you are at all dependent upon your car, it is vital that you make sure that this type of coverage is included. Rental cars are not cheap!
How do you tell if you have this kind of auto insurance coverage for automobile or RV? First, you need to look at your car insurance policy. The language you are looking for refers to something called “loss of use.” What is loss of use coverage? As the name suggests, loss of use coverage refers to the expenses for transportation while your automobile is in being repaired or replaced. In more practical terms, this simply means that you have coverage for a rental car. Indeed, many people including those in the auto insurance business refer to this clause of the car rental coverage clause.
Buying loss of use auto insurance with the car policy is definitely something you want to do. The idea of buying more car insurance coverages and auto insurance quotes probably is one of the least favorite things for most people. That being said, going for days without your car is far worse. Most of us drive to work and home. Most of us need our cars just to get around to find basic things like food. You really don’t realize how dependent you are on a car until you don’t have it. If you don’t believe me, try a simple little test. Lend your car to a friend one morning and tell them not to bring it back till the end of the day. I guarantee that you’ll be going batty by noon!
Loss of use automobile insurance is simply worth its weight in gold. It may not seem like it now, but it will when you suddenly need to get around and your car is in the shop. Paying for a turist car for tour or turizm with your own money for more than a few days is an extremely expensive proposition. Paying 10 to 20 bucks a year extra on your car insurance to get loss of use coverage is definitely a better deal. Do it!
